E-Option

All FB MEMBER accounts have the E-Option for your Money Market Savings Account giving you the convenience of viewing your monthly statements online without the hassle of sorting through paper statements in the mail. You will not receive monthly statements via mail unless the Bank is required by applicable law to provide such statements. Transaction history will be made available through the Internet at www.farmbureaubank.com.

Interest

Farm Bureau Bank Money Market Savings Accounts are interest-earning accounts. Our competitive rates are tiered to reward higher balances. Click here for rates.

Terms and Conditions Overview

Rate Information- The interest rates and annual percentage yields for all Farm Bureau deposit accounts are determined at the discretion of the Bank. The interest rates and annual percentage yields may change at any time. The interest rate for your account will be based on the following daily balance tiers:

FB MEMBER
Money Market Savings

< $25,000
> $25,000  

Crediting Frequency Interest will be credited monthly.
Compounding Frequency Interest will be compounded daily.
Daily Balance Computation Method Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Minimum Balance to Open The minimum balance to open a FB MEMBER account is $25,000.00.
Accrual of Interest on Noncash Deposits
Interest will begin to accrue on the business day you deposit noncash items (e.g., checks) into your account.
Effects of Closing an Account If you close a transaction account within 90 days from the original account opening date, a fee will be assessed. If you close your account by check before interest is paid, you will not receive the accrued interest.
Transaction Limitations Federal law limits withdrawals to 6 per statement cycle (3 of which can be checks and/or debit card transactions). For transactions exceeding federal requirements, see fee schedule.