Farm Bureau Bank makes refinancing new or used vehicles easy. Refinance your current vehicle for the same low rate we’re offering for new vehicles. Lower your interest and lower your monthly payments.
If you are refinancing an existing Farm Bureau Bank vehicle loan, different rates may apply.
Sports and Recreation Vehicles2
Farm Bureau Bank finances new or used Sports and Recreation vehicles including, motorcycles, boats, tractors, large farm equipment and Recreational Vehicles (RVs).
Alternative vehicles may not qualify for the same rates advertised for vehicle loans.
Rate is quoted with a ½% discount on vehicle loan rates if the payments are auto-debited from either a checking account or a savings account.
Guaranteed Asset Protection (GAP)1
The value of a vehicle (the ACV, or Actual Cash Value) declines rapidly during the first several months or years of ownership, while the loan payoff decreases in a slower, steadier manner throughout the term of the contract. Guaranteed Asset Protection (GAP) can be a valuable benefit in the event of the total loss or unrecovered theft of a vehicle – particularly during the first few years of the loan term. GAP enables the borrower to avoid the agony of paying out-of-pocket dollars for a total loss that occurs when primary insurance only covers replacement value.
Add GAP for a one-time fee of $199 at the time you apply2 for your loan and know that your vehicle is protected.
1 Not available in Nevada.
2 Non-refundable after 60 days.
When you elect to have Debt Cancellation on your Farm Bureau Bank vehicle loan, should you ever experience an eligible hardship, this benefit will kick in and pay your monthly payment for a period of time.
Debt Cancellation is designed to help people through uncertain times – namely when you lose your job unexpectedly or are unable to work due to an accident. These unfortunate events happen to people every day without warning. And they can turn into financial emergencies for those who are not prepared.
Debt Cancellation is available at the time you close your vehicle loan with Farm Bureau Bank. Various plans and options are available.
Upon the granting of a new loan, I/we authorize Farm Bureau Bank, FSB to payoff balance owed to existing lienholder and assign Farm Bureau Bank as new lienholder on title.
I/we agree to pay the state required title/UCC fees relating to perfecting the security interest of Farm Bureau Bank FSB and understand that the bank will request the surrender of the necessary documents to perfect our lien as required on a state-by-state basis. Please contact us for a complete list of vehicle loan rates. Farm Bureau Bank FSB is a service to member institution that provides banking services to Farm Bureau members.
Farm Bureau Bank offers two calculators to help make your vehicle loan decision easier.
Calculate your monthly payments by clicking here.
Calculate which is the better deal – a great rate or a cash rebate by
clicking here.