Major Mechanical Protection
Major Mechanical Protection, or MMP, protects you against vehicle repair costs not covered by the standard
manufacturer warranty. In most cases, this plan eliminates out-of-pocket expenses outside of your deductible.
Plus, rates are typically 35% to 40% less than equivalent warranties and service contracts available
elsewhere.
Because your coverage needs are unique, Farm Bureau Bank offers various options and levels of MMP.
Signing up is easy – choose the right plan for you during your loan process. Avoid costly repairs now and
enjoy your ride for years to come.
New vehicle eligibility guidelines
- Current model to 4 years old
- Up to 75,000 miles
- Must have 1 day and 1 mile remaining on full manufacturerʼs warranty or must be purchased within 10 days of vehicle purchase
- Coverage begins on application date and at 0 miles on the odometer and continues for the number of months selected, or until number of miles selected appears on odometer, whichever comes first
- Deductibles (per visit):
- Standard $100 deductible included
- $0 deductible available for a one-time charge of $200
- $50 deductible available for a one-time charge of $65
Used vehicle eligibility guidelines
- Vehicle cannot be older than 10 model years old
- Up to 120,000 miles
- No longer covered under manufacturerʼs warranty
- Policy must be purchased within 10 days of sale
- Coverage begins on application date and current odometer mileage and continues for number of
months selected, or until number of miles selected has been driven, whichever comes first
- Deductibles (per visit):
- Standard $100 deductible included
- $0 deductible available for a one-time charge of $200
- $50 deductible available for a one-time charge of $65