Current Rates
Effective May. 9, 2008

Performance Checking and Health Savings Account - Checking

Money Market Savings

FB MEMBER Money Market Savings

Health Savings Account - Money Market

Certificates of Deposit

CD Special

CDs with Step Up Option

Vehicle Loans

Farm Equipment Loans

Credit Cards

Residential Mortgage Loans



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Performance Checking and
Health Savings Account-Checking

       Get More Information        Disclosures
 Balance Interest Rate Annual
Percentage Yield*
 less than $2,500 0.00% 0.00%
 $2,500 - $9,999 0.75% 0.75%
 $10,000 and up 1.00% 1.01%
 with E-Option
 Balance Interest Rate Annual
Percentage Yield*
 less than $2,500 1.00% 1.01%
 $2,500 - $9,999 1.00% 1.01%
 $10,000 and up 1.00% 1.01%
Minimum Initial Deposit $100



Money Market Savings
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 Balance Interest Rate Annual
Percentage Yield*
 less than $2,500 1.64% 1.65%
 $2,500 - $24,999 2.15% 2.17%
 $25,000 - $49,999 2.25% 2.28%
 $50,000 and up 2.35% 2.38%
 with E-Option
 Balance Interest Rate Annual
Percentage Yield*
 less than $2,500 1.70% 1.71%
 $2,500 - $24,999 2.20% 2.22%
 $25,000 - $49,999 2.30% 2.33%
 $50,000 and up 2.40% 2.43%
Minimum Initial Deposit $100



FB MEMBER Money Market Savings
       Get More Information        Disclosures
 Balance Interest Rate Annual
Percentage Yield*
 less than $2,500 1.70% 1.71%
 $2,500 to $24,999 2.20% 2.22%
 $25,000 and up 2.55% 2.58%
Minimum Initial Deposit $25,000



Health Savings Account - Money Market Disclosures      
 Balance Interest Rate Annual
Percentage Yield*
 less than $2,500 1.60% 1.61%
 $2,500 - $9,999 2.10% 2.12%
 $10,000 and up 2.25% 2.28%
 with E-Option
 Balance Interest Rate Annual
Percentage Yield*
 less than $2,500 1.70% 1.71%
 $2,500 - $9,999 2.20% 2.22%
 $10,000 and up 2.35% 2.38%
See state FB for availability.



Certificates of Deposit
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 Balance Interest Rate Annual
Percentage Yield*
 3 Months 2.03% 2.05%
 6 Months 2.18% 2.20%
 1 Year 2.71% 2.75%
 18 Months 2.71% 2.75%
 2 Years 2.86% 2.90%
 3 Years 3.05% 3.10%
 4 Years 3.34% 3.40%
 5 Years 3.49% 3.55%
 Jumbo CD (Balance >= $50,000)
 Balance Interest Rate Annual
Percentage Yield*
 3 Months 2.13% 2.15%
 6 Months 2.28% 2.31%
 1 Year 2.81% 2.85%
 18 Months 2.81% 2.85%
 2 Years 2.96% 3.00%
 3 Years 3.15% 3.20%
 4 Years 3.44% 3.50%
 5 Years 3.59% 3.66%
Minimum Initial Deposit $1,000. CD Rates and Annual Percentage Yields valid for IRAs.



CD Special
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 Product Interest Rate Annual
Percentage Yield*
 15 Month CD 3.54% 3.60%
 32 Month CD 3.78% 3.85%
 46 Month CD 3.97% 4.05%
 55 Month CD 4.16% 4.25%
Minimum Initial Deposit $1,000. CD Rates and Annual Percentage Yields valid for IRAs.



CDs with Step Up Option
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If rates go up during the term of your CD, you can increase your rate!
 Balance Interest Rate Annual
Percentage Yield*
 1 Year 2.61% 2.64%
 18 Months 2.56% 2.59%
 2 Years 2.66% 2.70%
 3 Years 2.80% 2.84%
 4 Years 3.04% 3.09%
 5 Years 3.14% 3.19%
 Jumbo CD (Balance >= $50,000)
 Balance Interest Rate Annual
Percentage Yield*
 1 Year 2.71% 2.75%
 18 Months 2.66% 2.70%
 2 Years 2.27% 2.30%
 3 Years 2.37% 2.40%
 4 Years 3.14% 3.19%
 5 Years 3.24% 3.29%
Minimum Initial Deposit $1,000.


Disclosures
*Annual Percentage Yield. Interest Rates and Yields shown are effective as of 5/9/2008. Deposit balances are FDIC insured up to $100,000 per depositor. For deposit accounts, interest is compounded daily and paid monthly. Fees could reduce earnings on the account. The Interest Rates and corresponding APYs may change at the bank's discretion.

FB MEMBER MMSA E-Option only, Minimum initial deposit of $25,000 must be new funds to Farm Bureau Bank. $250,000 maximum balance, no ATM cards or checks, $10 monthly service fee if balance less than $10,000. FB MEMBER MMSA APY for balances >= $25,000. FB MEMBER rate available to members only. Non-members receive the regular money market rates.

Minimum initial deposit for CDs is $1000, $100 for all other deposit accounts. Federal guidelines restrict withdrawals from Money Market Savings Accounts. Excess withdrawals incur a $5 transactions fee. There is a substantial penalty for early withdrawals from CDs. The interest rate paid on new CD accounts will be equal to the greater of (1) the interest rate that is in effect on the date a mailed application is postmarked or, (2) the interest rate that is in effect on the date the funds are received by the bank.



Consumer Automobile Loans
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SAVE TIME! Click here to apply online and receive these special Internet Rates!**
   Automobiles Model Years 2001 or newer
 Term $5,000 - $9,999 $10,000 - $15,999 $16,000 or more
 24 Months 6.04% 5.69% 4.79%
 36 Months 6.85% 6.50% 5.60%
 48 Months 7.04% 6.69% 5.79%
 60 Months 7.04% 6.69% 5.79%
 72 Months n/a n/a 6.19%
** Rates disclosed as Annual Percentage Rate (APR).  Some restrictions may apply based upon the year, make and model of vehicle offered as collateral. Loans subject to credit approval. Rates are accurate as of 5/9/2008. Rates shown are for loan applications submitted electronically through the Bank's website at www.farmbureaubank.com and includes a 1/2% discount for automatic payment deduction from a deposit account and is based on exceptional credit. Rates and financing are limited to consumer automobile model years 2001 or newer and are subject to change without notice. Rates for other collateral or other applications methods may vary. Please contact 1-800-492-FARM(3276) for additional information.



Farm Equipment Loans
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   Model Years 2007-2008  Model Years 1998-2006
 Term $5,000-
$9,999
$10,000-
$15,999
$16,000-
$24,999
$25,000
or more
$5,000-
$9,999
$10,000-
$15,999
$16,000-
$24,999
$25,000
or more
1-2 Years 6.59% 6.24% 5.84% 5.65% 7.09% 6.74% 6.44% 6.15%
 3 Years 7.39% 7.04% 6.14% 5.90% 7.89% 7.54% 6.64% 6.40%
 4 Years 7.75% 7.40% 6.50% 6.15% 8.25% 7.90% 7.00% 6.65%
 5 Years 7.75% 7.40% 6.50% 6.40% 8.25% 7.90% 7.00% 6.90%
 6 Years n/a n/a 6.59% 6.40% n/a n/a n/a n/a
 7 Years n/a n/a n/a 6.65% n/a n/a n/a n/a
** Rates disclosed as Annual Percentage Rate (APR).  Some restrictions may apply based upon the make and model of equipment offered as collateral. Rates are based on exceptional credit. Loans subject to credit approval. Rates are accurate as of 5/9/2008. Rates and financing are limited to farm equipment model years 1998 or newer and are subject to change without notice. Please contact 1-800-492-FARM(3276) for additional information.



Credit Cards
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  Please contact us at 1-800-492-FARM (3276) for a complete list of credit card rates.



Residential Mortgage Loans    More Info     
 
      To check residential mortgage rates click here.


MEMBER FDIC,   Equal Housing Lender. Farm Bureau Bank is an Equal Opportunity Employer.
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