farmbureaubank.com | Current Rates
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Farm Bureau Bank Performace Checking Current Rates
Rates Effective as of 08/09/2024

Make sure you're always armed with a great rate from Farm Bureau Bank. We provide a range of superior financial products and services that offer nationally competitive rates and higher than average yields.

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Performance Checking & Health Savings Account - CheckingGo Back To Top
Balance Interest Rate Annual Percentage Yield
less than $2,500
   with E-Option   
0.00%
0.05%
0.00%
0.05%
$2,500 - $9,999
   with E-Option   
0.05%
0.05%
0.05%
0.05%
$10,000 and up
   with E-Option   
0.05%
0.05%
0.05%
0.05%
Minimum Initial Deposit $100 DISCLOSURES


Money Market AccountGo Back To Top
Balance Interest Rate Annual Percentage Yield
less than $2,500
   with E-Option   
0.01%
0.01%
0.01%
0.01%
$2,500 - $24,999
   with E-Option   
0.03%
0.03%
0.03%
0.03%
$25,000 - $49,999
   with E-Option   
0.05%
0.08%
0.05%
0.08%
$50,000 and up
   with E-Option   
0.08%
0.11%
0.08%
0.11%
Minimum Initial Deposit $100 DISCLOSURES


FB Member Money Market AccountGo Back To Top
Balance Interest Rate Annual Percentage Yield
less than $2,500
   with E-Option   
$2,500 - $24,999
   with E-Option   
0.03% 0.03%
$25,000 and up
   with E-Option   
0.08% 0.08%
Minimum Initial Deposit $25,000 DISCLOSURES


HSA Money Market AccountGo Back To Top
Balance Interest Rate Annual Percentage Yield
less than $2,500
   with E-Option   
0.01%
0.01%
0.01%
0.01%
$2,500 - $9,999
   with E-Option   
0.03%
0.03%
0.03%
0.03%
$10,000 and up
   with E-Option   
0.05%
0.05%
0.05%
0.05%
See State Farm Bureau for availability. DISCLOSURES


Certificates of DepositGo Back To Top
Terms Interest Rate Annual Percentage Yield
3 Months
   Jumbo CD   
1.29%
1.39%
1.30%
1.40%
6 Months
   Jumbo CD   
3.87%
3.97%
3.95%
4.05%
1 Year
   Jumbo CD   
3.83%
3.92%
3.90%
4.00%
18 Months
   Jumbo CD   
3.78%
3.87%
3.85%
3.95%
2 Years
   Jumbo CD   
3.68%
3.78%
3.75%
3.85%
3 Years
   Jumbo CD   
3.54%
3.63%
3.60%
3.70%
4 Years
   Jumbo CD   
3.34%
3.44%
3.40%
3.50%
5 Years
   Jumbo CD   
3.30%
3.39%
3.35%
3.45%
Minimum Initial Deposit $1,000
Minimum for IRA CDs $1,000
Minimum for Jumbo CDs >= $50,000.
DISCLOSURES

Penalty for early withdrawal
may reduce earnings.


Certificate of Deposit Account Registry Service® (CDARS)Go Back To Top
Farm Bureau Bank offers CDARS as an easy and convenient way to enjoy full FDIC insurance for deposit amounts over $250,000. For more information click here or contact a Farm Bureau Bank Personal Banker at 800.492.3276 or email us.


CD with Step Up OptionGo Back To Top
Terms Interest Rate Annual Percentage Yield
1 Year
   Jumbo CD   
3.59%
3.68%
3.66%
3.75%
18 Months
   Jumbo CD   
3.54%
3.63%
3.60%
3.70%
2 Years
   Jumbo CD   
3.44%
3.54%
3.50%
3.60%
3 Years
   Jumbo CD   
3.30%
3.39%
3.35%
3.45%
4 Years
   Jumbo CD   
3.10%
3.20%
3.15%
3.25%
5 Years
   Jumbo CD   
3.05%
3.15%
3.10%
3.20%
Minimum Initial Deposit $1,000
Minimum for IRA CDs $1,000
Minimum for Jumbo CDs >= $50,000.
DISCLOSURES

Penalty for early withdrawal
may reduce earnings.


CD SpecialGo Back To Top
Product Interest Rate Annual Percentage Yield
14 Month CD Step Up Option    0.45% 0.45%
14 Month CD 3.50% 3.56%
26 Month CD 4.00% 4.08%
37 Month CD 4.10% 4.18%
62 Month CD 4.30% 4.39%
Minimum Initial Deposit $1,000. DISCLOSURES


Disclosures
Rates subject to change. Funds may be submitted for placement only after a depositor enters into a CDARS agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS (CD Account Registry Service) is a service mark of Promontory Interfinancial Network, LLC.


Farm Bureau Member Vehicle LoansGo Back To Top
Vehicle Model Years 2006-2016 24 Months 36 Months 48 Months 60 Months 72 Months**
$5,000 or more 3.09% 3.09% 3.39% 3.37% 3.61%
1 Collateral Protection Product     2.99% 2.99% 3.29% 3.27% 3.51%
2 Collateral Protection Products     2.94% 2.94% 3.24% 3.22% 3.46%
 
Vehicle Model Years 2011-2016 84 Months 96 Months  
$50,000 or more 4.27% 4.78%  

Collateral Protection Products consist of Guaranteed Asset Protection (GAP),
or Major Mechanical Protection (MMP)

* Rates disclosed as Annual Percentage Rate (APR).

Non-member rates may be 1-3% higher than posted rates. Sport Vehicles rates are 1% higher than the regular posted vehicle loan rates. Rates are subject to change without notice. Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee) which may be applicable.

**72 month term available to vehicles 2009 and newer.

For a $25,050 vehicle loan with a term of 36 months, a 45 day first payment date and a 2.99% APR, the monthly payment will be $727.72. Rate may vary based on the amount financed, term and first payment date. Depending upon credit qualification and value of vehicle, a down payment may be required. For additional disclosure information on the products click here.



RECREATIONAL VEHICLES - MOTOR HOME, TRAVEL TRAILERS & BOATGo Back To Top
Vehicle Model Years 2006-2016 24 Months 36 Months 48 Months 60 Months 72 Months**
$10,000 - $150,000 4.07% 4.08% 4.75% 5.04% 5.17%
 
Vehicle Model Years 2006-2016 84 Months 96 Months 108 Months 120 Months
$20,000 - $99,999 - Model 2011-2016 5.63% 5.83% 5.98% 6.23%
$100,000 - $150,000 - Model 2011-2016 6.57% 6.77% 6.97% 7.71%
* Rates disclosed as Annual Percentage Rate (APR).

Rates shown are based on excellent credit and are subject to change without notice. Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee) which may be applicable.

**72 month term available to vehicles 2009 and newer.

For a $100,050 boat or recreational vehicle (RV) loan with a term of 84 months, a 45 day first payment date and a 6.57% APR, the monthly payment will be $1,489.41. Rate may vary based on the amount financed, term and first payment date. Depending upon credit qualification and value of vehicle, recreational vehicle or sport vehicle, a down payment may be required. Additional discounts do apply for purchasing collateral protection product. Non-member rates may be 1-3% higher than posted rates. Farm Bureau Bank does not finance damaged or salvaged vehicles, boats or RVs.



Farm Equipment LoansGo Back To Top
  Model Years 2015-2016 Model Years 2006-2014
Term $5,000-$49,999 $50,000-$99,999 $100,000+ $5,000-$49,999 $50,000-$99,999 $100,000+
1-2 Years 4.18% 4.14% 4.30% 4.68% 4.64% 4.80%
3 Years 4.28% 4.32% 4.48% 4.78% 4.82% 4.98%
4 Years 4.45% 4.50% 4.68% 4.95% 5.00% 5.18%
5 Years 4.63% 4.90% 4.87% 5.13% 5.19% 5.37%
6 Years 4.82% 4.89% 5.07% 5.32% 5.39% 5.57%
7 Years n/a 5.08% 5.17% n/a 5.58% 5.67%
**Rates disclosed as Annual Percentage Rate (APR) DISCLOSURES
Some restrictions may apply based upon the make and model of equipment offered as collateral. Rates are based on exceptional credit. Loans subject to credit approval. Non-member rates may be 1-3% higher than posted rates. Rates are accurate as of 08/09/2024. Rates and financing are limited to farm equipment model years 2006 or newer and are subject to change without notice. Please contact 1-800-492-3276 for additional information.


Farm Bureau Bank Credit CardsGo Back To Top
  Farm Bureau Member Rewards MasterCard® 1 Premier Business Visa® 1
Intro APR* 2.99% introductory APR for the first 18 billing cycles on balance transfers made online and within the first 60 days after the account is opened. 0% for 3 months on purchases and balance transfers
Purchase APR* After that, your APR will be 11.49%, 14.49%, 18.49%, 22.49% or 26.49% based on your credit worthiness. This APR will vary with the market based on the Prime Rate. As low as 8.74%
Rewards Member Rewards Business Member Rewards
Annual Fee None None
Other Charges See Terms & Conditions See Terms & Conditions
 
* Rates disclosed as Annual Percentage Rate (APR).
1 Please click on the Terms and Conditions link for additional information of this card.


MortgagesGo Back To Top
To check residential mortgage rates click here.




 

* Rates disclosed as Annual Percentage Rate (APR) and Annual Percentage Yield (APY). Farm Bureau, FB, and the FB National Logo are registered service marks owned by, and used by Farm Bureau Bank FSB under license from, the American Farm Bureau Federation. Farm Bureau Bank FSB is a service-to-member institution which provides banking services to Farm Bureau members and others in participating states. Services are not available in the following states: IL, KS, MI, MO, NY, OH, and WY.